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Save 2 Donate Initiative

In the realm of compassion and altruism, where hearts unite to create lasting change, Tabasam Sacco emerges as a beacon of hope and empowerment. Tabasam Sacco is not just a financial institution; it's a catalyst for the incredible efforts of volunteers in charity organizations who yearn to make a meaningful impact on the world

A brief Introduction on what
Tabasam Sacco is about:

1

Overview

Tabasam Sacco is a philanthropic initiative focused on merging savings and charitable donations.
Purpose: Empowering individuals to save money while contributing to worthy causes.
Target audience: General public, charitable organizations, and financial institutions.

2

Core Idea

~ Save to Donate: Individuals save a portion of their earnings while designating a part of their savings for charitable giving.
~ Bridging Financial Gaps: This initiative bridges the gap between personal financial goals and social responsibility.

3

Objectives

~ Promote Saving Culture: Encourage individuals to cultivate the habit of saving regularly.
~ Simplify Donations: Streamline the process of making charitable contributions.
~Support Charities: Aid the numerous charitable initiatives.
~ Financial Literacy: Promote financial education and responsible financial behavior.

4

Core Features:

~ Savings Platform: A digital platform for individuals to create savings accounts.
~ Charitable Database: A comprehensive database of charitable initiatives.
~ Donation Allocation: The ability to allocate a portion of savings to selected charities.
~ Transparent Tracking: Transaction history and receipts for transparency.

Individual Membership

Group Membership

Benefits of Save2Donate

Tabasam Sacco is not just a financial platform; it's a movement driven by compassion and a shared commitment to making the world a better place.
By becoming a member, you'll not only transform lives through charitable giving but also secure your financial future. Experience the satisfaction of making a double impact and be part of a community that shares your values.
Together, we can create a brighter, more equitable world. Take the first step toward building your Akheerah and join Tabasam Sacco now

Your Contribution

Their Transformation

Let them Smile!

Our Loan Products :

We offer diverse range of interest-free loans. All our loans are Shariah Compliant. These credit facilities are good for short-term financial goals, emergency and investment. The facility is only available to MASO Members who are making monthly deposits of at least Ksh. 1,200. To access this credit, a member is required to have saved consistently for at least 3 months. These deposits are non-withdrawal and the loans must be fully guaranteed.

Short term loans:

~ Qualify after 3 months of saving.
~ Requires guarantors if amount borrowed exceeds your savings balance.
~ Interest free.
~ Loan limit is capped at Ksh.100,000
~ Repayment period of upto 12 months.

~ Qualify when a minimum of ksh 10,000 is saved.
~ No guarantors required.
~ Interest free.
~ Loan offered is 80% of total savings.
~ Repayment period of upto 6 months.

Long term loans:

~ Qualify after 6 months of saving.
~ Requires guarantors/ self-guaranteed if amount borrowed is less than your savings.
~ Interest free.
~ Maximum loan offer is upto 3x of saving.
~ Maximum repayment period of 18 months.

~ Qualify after 12 months of saving.
~ Requires guarantors/ self-guaranteed if amount borrowed is less than your savings.
~ Interest free.
~ Maximum loan offer is upto 3x of savings
~ Maximum repayment period of 36 months.

~ Qualify after 8 months of saving.
~ Requires guarantors/ self-guaranteed if amount borrowed is less than your savings.
~ Interest free.
~ Maximum loan offer is upto 3x of savings.
~ Maximum repayment period of 24 months.